Teach Your Children the Value of Money

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From a child's point of view, money comes from Mom and Dad's pockets. You need to take time to teach your children about the value of money. The lives of children who understand money and how to deal with it, will be far easier than those of children who don't.

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How is Teach Your Children the Value of Money

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As soon as they learn to count, you can begin teaching young children how to count money. Custom playing easy games that they will enjoy. You could place a nickel on the table and next to it place five pennies. Continue adding dimes and quarters. Before you know it, they will not only have learned how to count money, but will understand its value as well.

When you take children grocery shopping, justify how to plan purchases in develop and make unit-price comparisons. Show them how to check for value, quality, and other consumer concerns. Talk to your children about separate ways to earn money. For example: babysitting, cleaning out the basement, mowing lawns or shoveling snow. Allow your child to make spending decisions. They will learn from their choices. You can then talk to them about making money choices before more spending takes place.

Encourage your children to set aside a quantum of their income in a savings account. Let's say your child wants a new toy or game. You can teach them to save part of their income for that toy, while still retention some money ready for everyday items, or for going to the movies with their friends. Your are teaching them to understand the value of both short-term rescue and long-term saving.

Teach your children the divergence between wants, needs and wishes. Teach your children that money comes from working. Show them how to allocation and how to save. Teach your children to set goals. Nearly every toy children want their parents to buy for them can come to be an chance to set a goal.

Do you give your children an allowance? Give them their discount in denominations that encourage savings. If their discount is , give them a five dollar bill and five one dollar bills. Encourage them to set a join of the one dollar bills aside for savings.

Practice what you preach. Children learn what they are taught but they mimic what they see. If you struggle with money, you can work on your own finances while teaching your kids the value of money. A good instruction about money is one of the best tools you can give your children.

The Us Treasury has a web site aimed at teaching children about money:
http://www.ustreas.gov/kids/

Pbs also has a web site with money topics:
http://pbskids.org/itsmylife/money/index.html

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